One day, documentary filmmaker Andrea Culková learned that she faced a requisition of assets because of a minor error that she learned about too late. She thus became one of the many people to find themselves caught in a debt trap. Andrea delves into an examination of the phenomenon of debt, debt recovery, and debt payments in the Czech society from a personal as well as investigative point of view. She interviews various actors in the field, from debtors to the Minister of Justice, attends conferences of debt collectors, and explores how the issue is addressed in other countries.